Moving often seems straightforward—pack, load, and settle in. However, the actual cost can be much higher than expected. Many people budget for moving trucks and labour, but overlook other necessary expenses. These hidden costs can quickly add up and strain your finances.
A study by Move.org found that 60% of movers underestimate their costs by over CAD 200. Whether you’re moving locally or across the country, knowing what to expect will help you plan more effectively and avoid surprises.
Moving comes with expected costs, like hiring movers, and unexpected ones, like utility deposits or last-minute storage fees that can derail your moving budget if not addressed early.
1. Packing supplies: Small items, Big expense
Packing goes beyond a few cardboard boxes. A proper packing strategy and intact, but it requires specific materials. You’ll need:
- Specialty boxes for TVs, dishes, or wardrobes
- Bubble wrap, packing paper, and tape
- Labels, plastics wrap, and padding materials
- Mattress covers and corner protectors
- Plastic bins for moisture-sensitive items
These supplies often cost $40 to $140 CAD, but can climb higher depending on the size of your home and volume of items. You may save by sourcing used boxes, but fragile items still require proper protection. For high-value belongings or electronics, using brand-new and purpose-built containers is often worth the added expense.
If you’re moving to a larger home or have many delicate items, your costs may rise substantially. Buying in bulk or looking for online bundles can help reduce moving costs. Still, don’t underestimate how quickly these items add up. Incomplete packing kits and last-minute supply runs can lead to poor protection and more damaged goods.
2. Utility connections and deposits
Setting up utilities at your new home is often a time-consuming task that comes with unexpected fees and long wait times. Charges you may face include:
- Service deposits for hydro, water, and natural gas
- Installation charges for internet, cable, or security systems
- Disconnection fees at your old address
- Transfer fees when switching utility companies
Combined, these can total $100 to $300 CAD, depending on the providers and services. Some internet and cable companies charge activation fees and require contracts, which may include cancellation penalties.
In some cases, you may also need to pay activation or reconnection fees, especially for older properties that haven’t been used recently. Planning utilities ensures you won’t be left without basic services when you arrive.
3. Cleaning and minor repairs
Leaving your old home in good condition is more than courteous’s often required to recover a security deposit or close a sale. Services typically needed include:
- Professional cleaning
- Wall patching and paint touch-ups
- Carpet steaming or floor polishing
- Minor plumbing or electrical repairs
- Trash removal and outdoor maintenance
These services typically cost $40 to $120 CAD, but can increase for larger properties or last-minute moving. DIY cleaning may seem cheaper, but deep-cleaning requirements in lease agreements often exceed standard efforts.
Failing to clean thoroughly may result in losing your security deposit or even penalties from property management companies. Hiring professional cleaners can ensure the space is left in acceptable condition and may ultimately save you money and time.
4. Storage and temporary accommodation
Sometimes, timing doesn’t work out as planned. If your new home isn’t ready when you are, you may need temporary solutions such as:
- Short-term storage units ($50–$200 CAD/month)
- Hotel or Airbnb stays ($100+/night)
- Moving container services (with temporary holding)
- Extra meals and pet boarding during the gap
Unexpected delays in closing dates or lease starts are common. Some families even find themselves living out of suitcases for days.
Planning for temporary housing costs can ease the stress of unpredictable timelines, such as delays in closing, last-minute rental cancellations, or unexpected construction setbacks. Consider negotiating flexible move-in dates or temporary storage solutions with your landlord or real estate agent.
5. Lost wages or missed work
Relocating typically requires taking time off work, which comes with a cost. This includes:
- Lost pay for hourly or freelance workers
- Reduced productivity for remote professionals
- Using paid leave days that could be reserved for emergencies
One missed workday can cost between $150 to $300 CAD, depending on your role. For multi-day moves, this can quickly add up. For self-employed individuals, unpaid time means lost income and potential delays in client work.
If your move is during peak work periods or spans multiple days, these indirect costs can significantly impact your budget. Consider scheduling your move around weekends or holidays if possible to reduce income loss.
6. Transportation and moving day extras
Beyond booking the moving truck or van, you may run into various logistical costs:
- Fuel and mileage chargers
- Elevator or stair fees
- Parking permits or fines
- Tolls if moving long-distance
- Additional driver hours or extended rental fees
Even a local move car can incur $20 to $60 CAD in unexpected travel-related costs. Urban moves often come with added challenges like limited parking, restricted zones, or building policies that require reservations for elevators.
If not planned, these can result in extra charges and time lost. Confirm building policies and access requirements beforehand, especially if you’re relocating to a high-rise, condo, or apartment complex.
7. Damaged or missing belongings
No matter how careful you or your movers are, accidents can happen:
- Furniture may be scratched or dented
- Electronics may fail due to impact
- Boxes can be lost or mislabeled
Without proper insurance, the cost of replacing or repairing these items falls on you. Basic mover liability is often limited to small amounts per pound, nowhere near the value of your TV, laptops, or antique furniture. That’s why purchasing third-party moving insurance is highly recommended.
Full-coverage plans usually cost a small percentage of your declared item value and can save thousands if something goes wrong.
8. Food and convenience expenses
During moving week, cooking is rarely convenient. You’ll likely rely on:
- Takeout, fast food, or delivery apps
- Bottled water and packaged snacks
- Paper plates and disposable utensils
This can cost $10 to $30 CAD per person, per day, especially if utilities aren’t yet available. Families can easily spend $100= in a few days on food alone.
To minimize costs, keep a cooler with essentials, prepare sandwiches or simple meals in advance, and make a plan for at least one homemade dinner each day.
9. Child and pet care
Moving day can be overwhelming for children and pets, so arranging care in advance is often essential. Options include:
- Babysitters or drop-in daycare
- Pet boarding or in-home sitters
- Kennels and travel crates
- Transportation and feeding gear
These services typically cost $20 to $100 CAD, but provide peace of mind. Having kids or pets out of the house makes the move smoother and safer for everyone involved. If hiring professional services, book early-especially during peak moving seasons.
10. Stress and emotional fatigue
Though intangible, the mental strain of moving is a significant burden. You may experience:
- Anxiety from financial and logical concerns
- Disruption of routines and sleep patterns
- Grief over leaving a familiar place
Stress impacts your productivity, mood, and health. A 2020 survey by OnePoll found that 45% of respondents rated moving as more stressful than getting divorced or having children. Moving is consistently ranked as one of life’s most stressful events. Recognizing the emotional cost early can help you manage it through self-care, breaks, and realistic expectations. Consider hiring help where possible to lighten your load.
How to reduce hidden moving costs
- Declutter before packing– sell, donate, or discard what you don’t need
- Get multiple quotes– request full breakdowns and clarify hidden fees
- Choose off-peak dates– mid-month or during fall/winter months
- Create a moving budget– track every cost from start to finish
- Label and inventory items– reduces loss and confusion during unpacking
- Ask friends or family for help– even for a few hours of lifting or babysitting
A little planning goes a long way. Use free tools or apps like Google Keep, Trello, or MoveAdvisor to manage your checklist and calendar. Being proactive can save you hundreds of dollars and reduce unnecessary stress.
Frequently asked questions (FAQ)
How much should I budget for a move in Canada?
For a local move, budget at least $1,000 to $2,500 CAD. For long-distance moves, expect to spend $5,000 CAD or more, especially if you use full-service movers.
Are packing supplies usually included in moving quotes?
No. Most quotes only include transportation and labour. Boxes, padding, and materials are often billed separately.
Can I claim moving expenses on my taxes?
Yes, in specific situations. You can claim moving expenses if you move at least 40 km closer to a new job or school. Visit the CRA website for eligible costs and required documentation.
How can I avoid surprise charges from movers?
Get a written estimate that includes fuel, stair fees, heavy items, and overtime. Ask about cancellation policies and ensure all services are itemized.
When is the cheapest time to move?
Mid-month weekdays, particularly from October to April, tend to be more affordable due to lower demand.
Conclusion
Moving involves far more than just transporting your belongings. Hidden costs-from packing supplies and meals to time off work and meals to time off work and emotional strain-can stretch your budget and patience. The more you know, the better prepared you’ll be.
Avoiding unexpected costs starts with planning. Know your timeline, get detailed quotes, track your expenses, and prepare for the unexpected. With the right mindset and strategy, you can relocate efficiently and affordably-and start your new chapter with peace of mind.
